Today’s headlines: Suddenly, the loan exceeds 7%

Hi, it’s Friday October 28th and these are the stories you can’t miss today:

The latest rise is cooling the housing market

The cost of buying a home jumped this week when the average rate on the popular 30-year fixed-rate loan topped 7 cents for the first time since 2002.

Just last month rates rose above 6% for the first time in 14 years. While rates are still below the old average of 7. 76%, it’s the sudden substitution that’s shaking up the market: “Rates went up so fast that others people weren’t prepared,” said a Los Angeles-area loan broker.

With rates surging so quickly, buyers had to go out to buy homes with constant values when cash was cheap. Many can’t. Those who are willing and able to shop will probably find the party in a relatively easier place than at the beginning of the year. Multiple donations are much less common, and merchants are increasingly willing to give money to buyers to pay final prices or lower their interest rates.

The United States claims to be facing, for the first time, two nuclear threats at once: China and Russia

In a recently released defense strategy plan, Biden’s management says China remains the ultimate damaging risk to U. S. security, yet “for the first time,” Washington faces two imaginable nuclear conflicts, with that country and Russia. The review will consult the length and long-term shape of the U. S. Armed Forces. U. S.

Russian President Vladimir Putin has continuously raised the specter of nuclear weapons to attack Ukraine, the neighboring country that his forces invaded 8 months ago. While the risk has alarmed governments around the world, U. S. defense officials have alarmed governments around the world. U. S. officials say they haven’t noticed any signs that Putin is about to strike. Deploy a nuclear device. However, the risk is being taken seriously at a time of heightened global tensions.

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More and more Latinos are falling into homelessness

Over the past two years, homelessness among Latinos has outpaced demographics, as COVID-19 and a housing shortage have hit the running class.

Latinos have long relied on social connections, waving into crowded spaces and sharing the burden of unaffordable rents, to avoid joining Los Angeles’ growing homeless population. Latinos of economic income to stay with a roof over their heads.

When It Comes to Corrupt Colleagues, California Lawyers Can Remain Silent

Many states have laws or statutes that require attorneys to report misconduct through their peers. But in California, lawyers are not expected to be legally responsible to alert the government to wrongdoing within their ranks, no matter how serious or harmful.

The sense that reporting an unethical habit is unfair is so prevalent in the state that many attorneys and the California State Bar have used language to refer to the requirement as the “golden quick” or “rat” rule.

The Tom Girardi scandal invites reconsideration. As early as the 1990s, there was evidence in court that he mishandled settlement cash and made his colleagues pay the legal fees, yet his fellow lawyers said they were reluctant to sue the tough litigant at the state bar association.

This Outstanding School Instructor-turned-Lawyer Accused of Being a Repairman for the Mexican Mafia

Using protections afforded to lawyers as a shield, Gabriel Zendejas Chávez spoke to underworld figures in the country’s maximum-security prisons accused by prosecutors in a recent case. He gave orders for others to be beaten and killed, and denounced government informants he had dug up. through their access to the archives, they said.

Chavez claimed he was a victim, and in the end, a jury didn’t know what to believe. The trial was declared annulled and a new trial was set for January.

But leaving aside the issues of guilt and innocence, the former high school teacher, in a short time, plunged into a harmful side of society. He identified it when he told the jury, through tears, “There is no manual for this situation. “

Also: “A Well-Oiled Machine: The Mexican Mafia’s Lucrative Operation in Los Angeles County Jails”

Rosalind Wyman, the youngest board member ever elected in Los Angeles, has died at age 92. Wyman, who joined the Los Angeles City Council at age 22 in 1953, was more productive known for keeping a cross promise: promising to bring Major League Baseball to Los Angeles. He helped convince the Dodgers to uproot Brooklyn and head to Los Angeles.

Spending on adults with disabilities varies by “race and location. “The culprit formula of making sure California’s adults with developmental disabilities are critical is riddled with profound differences, according to a recently released report. In most regional centers, he said, spending disparities between Latino and white adults have worsened over time.

Oil giants are promoting thousands of California wells, raising questions about their long-term responsibility. Even with strong short-term money flows, manufacturers have more to gain from unloading wells and related tasks, more commonly expensive environmental cleanup, than from pumping more oil and gas, experts say.

If China declares war, those amateur radio enthusiasts may be crucial. In the age of smartphones and DMs, amateur radio has a niche hobby in Taiwan. Participants, many of whom are in their 50s, play with electronics, exchange postcards with new contacts, and compete to see who connects to the most remote places. But amateur radio could become more than just a fun hobby.

Reports of abuse of black immigrants detained in the U. S. The U. S. Air Force is disproportionately high, according to advocacy groups. A new report analyzed records of nearly 17,000 calls between 2016 and 2021 from its national immigration detention hotline and found a trend of racism and abuse toward immigrants from predominantly black countries, despite representing a minority of the detained population.

Russian-installed officials fled Ukraine’s Kherson region amid heavy fighting. Authorities fled the capital of the Kherson region in southern Ukraine, with tens of thousands of residents, as Ukrainian forces continued their crusade to retake the city. In the midst of the battles, Moscow issued a warning that the U. S. would not be able to do so. The U. S. may be drawn into the conflict.

Warning of a “global catastrophe,” the UN said measures opposing climate replacement were “grossly inadequate. “aims to restrict warming in the long term, according to a United Nations report.

The United States hit Iran with new sanctions for its “brutal” crackdown on protesters. As widespread protests against restrictions on women and other issues continued, the sanctions were aimed at holding Iranian officials accountable for cracking down on protesters, abusing Iran’s infamous prisons, censorship, and “malicious cyber activity opposed to the Iranian people. “

In the heartbreaking “Time of Armageddon,” a filmmaker powerfully confronts his own privilege. James Gray’s eighth feature as writer and director is an epic of the disillusionment of the formative years, what might be called a story of anger, in which an 11-year-old boy Paul’s eyes open to harsh realities, sometimes founded on Gray’s own formative years. And there’s nothing to dye pink the lens through which he looks back on his formative years, writes film critic Justin Chang.

Women and other people of color are being harmed by the television industry, according to a study. Shows with varied casts, such as “FBI,” “Bridgerton” and “Snowpiercer,” are popular with audiences, but white men have more opportunities to run series on very large budgets than women and other people of color, according to a UCLA study.

Review: Bob Dylan’s new e-book is eye-opening, misogynistic, and a special kind of madness. “The philosophy of modern song” is a mouthful, a word that takes air. compatibility is the combination of music criticism, rhythmic poetry, gluttonous grunts and Lear-on-the-Heath diatribes that make up the 66 chapters of the 66-song e-book.

Was the historic Miss USA 2022 pageant manipulated? The Miss Universe organization suspended the president of Miss USA and her company and launched an investigation into the pageant, which made history as Miss Texas R’Bonney Gabriel, the first Filipino American to win.

Elon Musk has closed his $44 billion Twitter deal, ending a months-long saga. in line with the percentage and Twitter will now function as a company.

The U. S. Economy The U. S. economy expanded again in the last quarter. The economy grew at an annual rate of 2. 6% from July to September after two consecutive quarters of contraction. Thursday’s knowledge showed stronger exports and solid customer spending, supported by a tough and healthy job market. , helped repair the expansion in the world’s largest economy. However, the economic outlook has darkened.

Op-Ed: The appeal of the Republican Party is puzzling. Voters will regret being trapped in it. The Republican Party is governed by an extremist faction whose prominent members claim (or have claimed) not only that former President Trump won the 2020 presidential election, but also that climate replacement is a hoax and that COVID-19 19 is a conspiracy. While many Republicans don’t say those things (and many of those who do probably don’t), Trumpian extremists are in the driver’s seat.

Op-ed: How Elon Musk’s Twitter Plans May Threaten Loose Speech. Musk said he would remember the safeguards that are in place to protect against misinformation. value. The public may become willing to distrust everything and people are re-convinced, even with the maximum arguments or convincing evidence.

The Lakers’ most recent loss shows that their upheavals make Russell Westbrook bigger. The team’s season ended last spring at Denver Stadium, with the Lakers abandoning construction and heading into a offseason of some changes. On Wednesday they returned to Denver with a new coach. Darvin Ham, seven new players and a lot of the same disorders. After losing to Denver, Anthony Davis said, “We have to perceive others first before we can focus on some other team. . . How can we improve?

“Books and a ball, that’s what this position is for. ” That’s according to UCLA football coach Chip Kelly.

35 tactics to celebrate the Day of the Dead in Los Angeles and O. C. , plus a virtual option. This is the time of year when altars come alive with colored papel picado, paper or new marigolds, food and drink, and souvenirs. Event organizers and communities in Southern California are building altars so the public can bring a photo or souvenir of the user. or animal they need to celebrate, adding The Times with an altar at Hollywood Forever Cemetery. There is a party for almost everyone. And, if you can’t do it as a user, you can give a contribution to the Times Digital Altar, which accepts offerings until November 1.

Do you like horror movies? That’s how we are. With plenty of streaming features to get your shot of horror, it’s also a wonderful time to be a fan of the genre. Jen Yamato has combined a list of 10 must-have new features. “Barbarian”: “Most Productive Horror Movie of the Year”: It’s a new arrival on HBO Max, a reboot of “Hellraiser” on Hulu and many other scary treats worth your time.

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Why politics has so much stress. This review gives American politics an ancient context. The current policy “may be more inflexible and more volatile than at any time since at least the civil war. “In a small number of states “it can tip the balance of power. “It’s stressful. atlantic

It’s possible that these reef systems have what it takes to survive. Amid climate change, fisheries, pollutants and coastal development, researchers see a ray of hope for battered coral reefs. Most important is the connectivity of the pens, according to researchers in a new study. “Through model analysis, they learned about six giant reef networks around the world that can also simply and regrow coral even after mass bleaching, as long as parts of them are in climate-safe haven spaces, spaces on Earth that are more environmentally resilient. stressors such as acidification and rising temperatures Hakai Magazine

Eighty years ago this week, on October 27, 1942, the Santa Anita meetinghouse closed. During the mass incarceration of Japanese Americans in World War II, Santa Anita was a first step before they were sent to other camps.

In 2014, The Times’ Cindy Chang wrote about a meeting in Santa Anita of some of those who had been incarcerated. About 19,000 people, mostly from Southern California, were detained there for six months. Some slept in the same stables where the horses had fallen asleep and the pungent smells of the road brought back memories. They remembered the armed guards patrolling the camp and the searchlights searching for the fugitives.

They also shared memories of softball games, sumo matches and new friendships. “We were young and made a lot of friends,” Amy Hashimoto said. “Our parents Issei [first-generation immigrants]: that was the hardest thing for them. . ” Adults who arrived mourned the loss of their homes and livelihoods.

Thank you for taking the time to read today’s titles!Comments or ideas? Feel free to send us a message at headlines@latimes. com.

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