The COVID-19 pandemic sent surprise waves to the U.S. economy. Millions of Americans claim unemployment benefits every week, small business owners see their incomes drop, and many of those who still paint have been forced to settle for pay cuts. And now, many Americans simply can’t meet their fundamental needs by adding housing.
According to a U.S. Census Bureau survey conducted between July 2 and July 7, 2020, nearly 43.4 million Americans, or 25.3% of the adult population, failed to meet last month’s hiring or loan payment, or have little or no certainty that they will be able to repay the rent or monthly loan on time. However, the percentage of adults who cannot afford their monthly housing expenses varies significantly from state to state.
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Using census survey data, 24/7 Wall St. reviewed states where the majority of the population is suffering to pay rents or loans during the pandemic. In some parts of the country, less than 15% of adults lack services or are most likely to not repay their contracts or loans soon. In others, more than a third of adults cannot afford housing.
The federal government’s CARES Act, designed to alleviate the monetary difficulties of the pandemic, has put some protections for tenants and landlords in place, adding a 120-day moratorium on federally subsidized apartment evictions. In some parts of the country, state and local governments have implemented additional protections, reducing the consequences of overdue loan and rent payments. However, many of these protections, adding the provisions of the CARES Act, currently expire before the end of the month. Here’s a look at how federal investment hasn’t adapted to each state’s COVID epidemic.
While economic recessions can provide demanding monetary situations for Americans of all income levels, for low-income Americans, those demanding situations are occasionally exacerbated. Low-income Americans sometimes have to spend a larger percentage of their source of income and, as a result, are less likely to save and prepare for an economic recession. Many states where the maximum number of adults cannot afford housing are also among the poorest states in the country. Here’s a complete list of America’s richest and poorest states.
50. Maine
Adults who cannot per month accommodation costs: 12.3% (total: 80,396)
Tenants burdened by housing costs: 48.2% (23 largest)
Average income: $55,602 (lowest 16)
Unemployment in June: 6.6% (sixth lowest)
In Maine, 12.3% of adults did not meet the payment of a rent or loan in June, or it is very likely that they will not make the next month’s payment. This is the smallest percentage of all states and well below 25.3% of adults nationwide.
The continuing ability to house a giant percentage of Maine’s population around the coronavirus pandemic is likely due to a component of the state’s labor market resistance. In June, Maine’s unemployment rate was 6.6%, a decrease that of the vast majority of states and well below the national rate of 11.1%.
49. Minnesota
Adults who cannot per month accommodation costs: 12.6% (total: 362,947)
Tenants burdened by the cost of housing: 46.2% (17th lower)
Average income: $70,315 (thirteenthest)
Unemployment in June: 8.6% (23rd lower)
According to the recent census survey, 12.6% of Minnesota adults are likely to soon lose a rent or loan payment, or already have it, the smallest percentage of any state at the time.
In general, states with declining rates of notable home bills have higher overall incomes. In Minnesota, the typical family earns $70,315 a year. Meanwhile, the typical American family earns $61,937 a year.
48th Montana
Adults who cannot afford monthly accommodation costs: 13.5% (total: 71,263)
Tenants burdened by housing: 44.4% (tenth lowest)
Average income: $55,328 (lowest thirteenth)
Unemployment in June: 7.1% (eighth lowest)
Montanans were much less likely than the maximum number of Americans to fight to house the COVID-19 pandemic. Only 13.5% of adults in the state are 20 times likely to lose a rent or loan payment soon, or have already done so, compared to more than a quarter of all American adults.
The average rental cost in Montana is lower than in other states and, in part, housing is a decrease in the average percentage of people’s maximum source of income. Average gross hiring is only 8.6% of Montana’s median source of income, a smaller percentage than in all 8 other states.
Delaware
Adults who cannot per month accommodation costs: 14.3% (total: 69,846)
Tenants burdened by housing: 52.6% (fifth largest)
Average income: $64,805 (the 16 largest)
Unemployment in June: 12.5% (tenth highest)
In Delaware, 14.3% of adults were unable to afford to hire the COVID-19 pandemic, a smaller percentage than in other states at most. The government has a low rate of late housing bills even though it is home to a giant percentage of citizens for whom house prices are a significant burden. Nearly 53% of all state tenants spend 30% or more of their housing income, one of the most giant percentages in any state.
46. Massachusetts
Adults who cannot afford monthly accommodation costs: 15.6% (total: 579,589)
Tenants burdened by housing costs: 49.8% (thirteenth in importance)
Average income: $79,835 (fourth highest)
Unemployment in June: 17.4% (higher)
Only 15.6% of adults in Massachusetts cannot stay or have serious doubts about their ability to do so. Massachusetts citizens are more likely to be able to have housing despite the worst unemployment crisis in the country. The state unemployment rate of 17.4% is the highest of all states and well above the national rate of 11.1%. However, for those who work, the source of income is sometimes high. A typical Massachusetts family earns approximately $80,000 a year, far more than the national average income source of $61,937.
45. New Hampshire
Adults who cannot afford monthly accommodation costs: 15.7% (total: 109,922)
Tenants burdened by the house: 47.7% (23 degrees lower)
Average income: $74,991 (seventh largest)
Unemployment in June: 11.8% (13th highest)
New Hampshire is one of six states where less than 16% of adults cannot stay during the COVID-19 pandemic. As is occasionally the case in states where a smaller portion of the population is suffering to pay rent or mortgage, the source of income is sometimes higher in New Hampshire. The typical state family earns about $75,000 a year, compared to a national average income source of $61,937.
44. Wisconsin
Adults who cannot per month accommodation costs: 16.1% (total: 481,001)
Tenants burdened by housing: 43.6% (seventh lowest)
Average income: $60,773 (23 highest)
Unemployment in June: 8.5% (21st lowest)
Wisconsin citizens are much more likely to be able to pay their rent or lend the COVID-19 pandemic. Housing in general is more affordable in Wisconsin than in much of the rest of the country. Only 43.6% of state tenants spend 30% or more of their home income source, a lower house load rate than in all other six states. Nationwide, 49.7% of tenants are burdened by the housing charge.
43. Vermont
Adults who cannot per month accommodation costs: 16.4% (total: 52,313)
Tenants burdened by the cost of housing: 46.7% (19th lower)
Average income: $60,782 (22x highest)
Unemployment in June: 9.4% (25th highest)
Vermont is one of many New England states where citizens are much more likely to be able to repay their rent or loan on time than the typical American adult of the pandemic. Only 16.4% of the state’s adult population has lost, or most likely soon, will lose, rent or loan payments, compared to more than a quarter of all American adults nationwide.
Vermonters were also less likely than Americans to report a loss of income from the pandemic, and the state’s unemployment rate of 9.4% in June is particularly lower than the national rate of 11.1%.
42. Kansas
Adults who cannot afford monthly accommodation costs: 16.5% (total: 246,146)
Tenants burdened by the house: 45.3% (13o lower)
Average income: $58,218 (lowest 21)
Unemployment in June: 7.5% (eleventh lowest)
Americans living in Kansas are less likely than the average to spend a disproportionate percentage of their annual home income source. In addition, the state unemployment rate of 7.5% in June well below the national unemployment rate of 11.1%.
With affordable housing and a relatively strong hard labor market, Kansasans are more likely than the maximum of Americans to continue being able to make rent and loan bills the pandemic, with only 16.5% of adults across the state who can’t.
41. Colorado
Adults who cannot afford monthly accommodation costs: 17% (total: 552,896)
Tenants burdened by housing: 51.3% (eighth largest)
Average income: $71,953 (the eleventh largest)
Unemployment in June: 10.5% (17th highest)
Colorado is one of many high-income states where Americans are relatively well positioned to continue paying rent or loan bills on time during the pandemic. The typical Colorado family earns $71,953 a year, about $10,000 more than the typical American family in the country.
Relatively high incomes probably put many Coloradons in a better position to continue paying their bills, even in times of economic recession. Only 17% of adults in the state cannot pay their rent or mortgage, much less than 25.3% of adults nationwide.
40th Idaho
Adults who cannot per month accommodation costs: 17.9% (total: 154,654)
Tenants burdened by the cost of housing: 46.1% (16th lower)
Average income: $55,583 (lowest fifteenth)
Unemployment in June: 5.6% (third lowest)
Idaho has been spared much of the worst effects of the pandemic. To date, there have been only 668 cases of viruses consistent with 100,000 people, well below the national point of 1,054 consisting of 100,000. In addition, the unemployment rate is only 5.6% in the state, almost the lowest unemployment rate in the country and well below the national rate of 11.1%.
Less task losses in Idaho means fewer citizens are suffering to pay their bills. Only 17.9% of Idaho adults failed to pay a rent or loan in June, or they will most likely not make the next month’s payment.
39. Oregon
Adults who cannot per month accommodation costs: 18.2% (total: 435,713)
Tenants burdened by housing: 49.5% (15th in importance)
Average income: $63,426 (19x higher)
Unemployment in June: 11.2% (14th highest)
Oregon had one of the oldest home orders in all states, and the virus is much more contained there than in much of the rest of the country, a relatively giant percentage of the state’s citizens felt economic pressure. Array Oregon is one of only 15 states where more than a portion of all adults live in families who have noticed that their source of income employment has declined since mid-March.
Despite the monetary blow that many families have suffered in recent weeks and months, Oregon citizens are less likely than Americans not to pay their spending in time for the pandemic. Only 18.2% of adults in the state have not paid, or are likely to have not paid their rent or loan on time at the end of June, compared to more than a quarter of adults nationwide.
38. Arizona
Adults who cannot per month accommodation costs: 18.3% (total: 715,224)
Tenants burdened by housing: 47.1% (twentieth lower)
Average income: $59,246 (lowest 24)
Unemployment in June: 10% (twentieth highest)
Although coVID-19 cases are taking place in Arizona, the state’s economy has more than held the pandemic, so far. In June, Arizona’s unemployment rate of 10% is lower than that of peak states and slightly higher than the national rate of 11.1%. A healthier labor market means that a larger portion of the state’s population has a strong source of income to pay their bills.
Nationally, 25.3% of adults have already lost or soon lost a housing payment. Meanwhile, only 18.3% of adults in Arizona cannot pay their rent or mortgage.
37. Michigan
Adults who cannot per month accommodation costs: 18.4% (total: 918,772)
Tenants burdened by housing: 48.3% (22nd higher)
Average income: $56,697 (twentieth lowest)
Unemployment in June: 14.8% (sixth highest)
Housing is more affordable in Michigan than the national average. The typical Michigan home is worth 2.9 times the state’s median source of income. Across the country, typical housing is worth 3.7 times the average source of annual household income. In addition, only 48.3% of state renters are burdened by housing prices, spending at least 30% of their annual rental income stream. Nationwide, 49.7% of tenants are believed to be burdened by housing burden.
Probably in component due to the state’s affordable housing market, a small proportion of Michigan citizens can no longer pay their bills, despite emerging unemployment. Only 18.4% of adults in the state have lost or soon lost a rent or loan payment, compared to 25.3% nationwide.
36. Washington
Adults who cannot per month accommodation costs: 18.7% (total: 785,308)
Tenants burdened by the house: 47.7% (23 degrees lower)
Average income: $74,073 (ninth largest)
Unemployment in June: 9.8% (21st highest)
Although it was the site of the first known case of the new coronavirus in the United States, Washington has contained more spread of the disease than the maximum states, as the number of instances consistent with the capita in the state to date accounts for roughly part of the spread of the disease. national concentration. Economic benefits were also moderate, with state unemployment at 9.8%, well below the national unemployment rate of 11.1%.
With a smaller percentage of the workforce out of work, washington citizens are more likely to continue to pay their spending on the pandemic. Only 18.7% of adults in the state have lost or most likely lost a rent or loan payment soon, compared to more than a quarter of adults nationwide.
Nebraska
Adults who cannot per month accommodation costs: 18.8% (total: 179,563)
Tenants burdened by the cost of housing: 41.3% (third lowest)
Average income: $59,566 (lowest 25)
Unemployment in June: 6.7% (seventh lowest)
Nebraska’s economy has withstood the COVID-19 pandemic more than peak states. June’s unemployment rate of 6.7% is the seventh lowest among states and well below the national rate of 11.1%. Housing is also affordable in Nebraska, with only 41.3% of the state’s tenants unduly burdened by housing costs, compared to about a portion of all tenants in the country.
With a relatively strong labor market and affordable housing, Nebraskaers are less likely than the maximum number of Americans not to pay rent or mortgage the pandemic. Only 18.8% of the state’s adults have lost, or soon will lose, a monthly housing bill.
34. North Dakota
Adults who cannot per month accommodation costs: 18.9% (total: 57,957)
Tenants burdened by the house: 38.5% (minimum)
Average income: $63,837 (18o higher)
Unemployment in June: 6.1% (fourth lowest)
North Dakota is one of 17 states where less than one in five adults live in a family that can’t repay their loan or hire this month, or is unlikely to be able to own a home next month.
This higher than average that North Dakota citizens can stay during the COVID-19 pandemic is partly due to several factors. First, state staff are less likely to be unemployed today than maximum American staff, as the June unemployment rate is 6.1%, well below the national rate of 11.1%. In addition, housing is also relatively viable in North Dakota, with only 38.5% of tenants burdened by the housing charge, compared to roughly the component of all tenants in the country.
33. Virginia
Adults who cannot per month accommodation costs: 20.2% (total: 913,670)
Tenants burdened by the cost of housing: 48.5% (21o higher)
Average income: $72,577 (tenth largest)
Unemployment in June: 8.4% (twentieth lowest)
In Virginia, about one in five adults cannot pay their rent or loan during the COVID-19 pandemic, a smaller percentage than nationwide. Pandemic-related closures have not affected the portfolios of a large proportion of Virginians. Only 42.2% of all adults in the state belong to families who have noticed that their source of employment income has declined since mid-March, compared to about a portion of all adults in the country.
32. South Carolina
Adults who cannot afford monthly accommodation costs: 20.4% (total: 502,975)
Tenants burdened by housing: 48.7% (twentieth largest)
Average income: $52,306 (ninth lowest)
Unemployment in June: 8.7% (25th lowest)
In South Carolina, only 20.4% of adults say they can’t pay their home bills in June or probably can’t pay their July bills.
The relatively strong monetary scenario of many South Carolinans of the pandemic is likely due in part to a stronger-than-average labor market. The June unemployment rate in South Carolina is 8.7%, well below the national unemployment rate of 11.1%.
31. Alaska
Adults who cannot per month accommodation costs: 20.5% (total: 75,494)
Tenants burdened by housing: 43.2% (sixth lowest)
Average income: $74,346 (eighth largest)
Unemployment in June: 12.4% (eleventh highest)
Alaska’s economy relies heavily on oil and fuel extraction, an industry that was heavily affected during the COVID-19 pandemic. In June, unemployment in the state stood at 12.4%, above the national rate of 11.1%. Despite above-average unemployment, Alaskans sometimes have more ability to keep paying their rent and mortgages during the pandemic. Only one in five adults has lost or most likely soon lost a monthly payment for housing.
The stronger-than-average monetary scenario for many state citizens is likely due in part to the availability of affordable housing in the state. Only 43.2% of Alaskan tenants are burdened by the housing charge, compared to roughly the component of all tenants in the country.
30. Rhode Island
Adults who cannot afford monthly accommodation costs: 20.8% (total: 121,869)
Tenants burdened by housing: 47.1% (twentieth lower)
Average income: $64,340 (highest 17)
Unemployment in June: 12.4% (eleventh highest)
As is the case in much of the northeastern United States, Rhode Islanders are more able to live during the COVID-19 pandemic than the rest of the Americans. Approximately 122,000 other people living in Rhode Island, or 20.8% of the adult population, cannot pay monthly rent or loan payments, a percentage less than in the country.
Rhode Island is one of many states where citizens are less likely to lose a monthly housing payment during the pandemic, where sources of income are above average. The typical Rhode Island family earns $64340 a year, slightly more than the national average household income source of $61937.
29. Missouri
Adults who cannot per month accommodation costs: 21.9% (total: 725,828)
Tenants burdened by the cost of housing: 45.8% (15th lower)
Average income: $54,478 (the lowest 12x)
Unemployment in June: 7.9% (lowest fifteenth)
In Missouri, 21.9% of the adult population may simply not have housing in June, or they are unlikely to be able to do so in July.
The higher likelihood that Missouri Americans may be able to have housing is probably similar to the state labor market, which has retained a higher percentage than the general population hired during the pandemic. In June, Missouri’s unemployment rate of 7.9 percent was particularly lower than the national unemployment rate of 11.1%.
28. Utah
Adults who cannot afford monthly accommodation costs: 23% (total: 389,511)
Tenants burdened by housing: 44.3% (ninth lowest)
Average income: $71,414 (the largest twelfth)
Unemployment in June: 5.1% (second lowest)
In Utah, adults are more likely than the typical American adult to have paid off their rent or loan last month, and are confident they will be able to do the same the same next month. This is likely due in part to the state’s relatively strong economy, which has cut out much fewer jobs than the peak states. Only 5.1% of Utah’s workforce was unemployed in June, less than the component of the U.S. unemployment rate. 11.1%.
27. Oklahoma
Adults who cannot per month accommodation costs: 23.4% (total: 456,446)
Tenants burdened by housing: 43.6% (eighth lowest)
Average income: $51,924 (eighth lowest)
Unemployment in June: 6.6% (sixth lowest)
Oklahoma has one of the lowest proportions of adults who did not meet their last home payment or who are not convinced to make their neighbor, at 23.4%. This is partly due to the fact that only 43.6% of tenants are burdened by the burden of housing, well below the national rate of 49.7%.
Oklahoma, in large part, has moved away from the worst economic effects of COVID-19. The state unemployment rate for June is 6.6%, a decrease than the other five states and well below the national rate of 11.1%. While 49.9% of American adults live in a family where someone has lost the source of employment income since March 13, only 43.3% of Oklahoma adults live in those homes.
25. North Carolina (tied)
Adults who cannot afford the monthly cost of housing: 23.8% (total: 1.3 million)
Tenants burdened by the cost of housing: 47.8% (25o lower)
Average income: $53,855 (eleventh lowest)
Unemployment in June: 7.6% (14th lowest)
North Carolina citizens are more able to maintain their home than the maximum of Americans: the average cost of a home is 3.4 times the average household income, compared to 3.7 nationwide.
The unemployment rate was higher through just 3.6 percentage points from June 2019 to June 2020, less than all other seven states. Adults in North Carolina were less likely than American adults in general to live in families that have lost the source of employment income since mid-March or expected a loss of employment income over the next 4 weeks.
25. Illinois (tied)
Adults who cannot afford the monthly cost of housing: 23.8% (total: 1.5 million)
Tenants burdened by housing: 47.4% (22o lower)
Average income: $65,030 (fifteenth highest)
Unemployment in June: 14.6% (seventh highest)
In relation to North Carolina, just under 24% of Illinois citizens failed to meet their last housing payment or are confident they will make the next one.
Illinois has the seventh highest unemployment rate in June 2020, with 14.6%. Despite this, citizens have a more positive monetary outlook than most. Only 24.1% expect a family member to lose the income stream of employment in the next 4 weeks, the third smallest percentage of all states. By comparison, 34.9% of Americans expect a family member to lose the source of employment income in this period.
24. Indiana
Adults who cannot per month accommodation costs: 24% (total: 824,351)
Tenants burdened by the house: 46.6% (18o lower)
Average income: $55,746 (lowest 17)
Unemployment in June: 11.2% (14th highest)
Indiana’s hard-working market was hit hard by the COVID-19 pandemic: 26.3% of the state workforce was deployed for unemployment between mid-March and July 11, and its unemployment rate of 11.2% in June 2020 is the 14 highest among states. However, Indiana adults are less likely to struggle to cope with house bills than the typical American. This is partly due to Indiana’s low rent, an average of $203 consistent with the month, and cheap homes in the state, with an average price of $147,300. This home price is only 2.6 times the state’s average household income source, the lowest housing price/income source ratio at the time of any state.
While 25.3% of U.S. adults did not meet their recent maximum housing pay or are unsure that they will make the next one, only 24% of Indiana adults were in a similar monetary situation.
23. Wyoming
Adults who cannot afford monthly accommodation costs: 24.1% (total: 72,106)
Tenants burdened by the house: 41.5% (lowest room)
Average income: $61,584 (twentieth highest)
Unemployment in June: 7.6% (14th lowest)
Of all Wyoming adults, 24.1% did not meet their last housing payment or are convinced they will make the next one. The state has done better than the United States in general in this regard, as more than a quarter of Americans struggle to meet their housing obligations.
Wyoming has one of the lowest rates of COVID-19 cases and deaths from any state, and its economy has not been as affected. It is one of six states in which less than 20% of its unemployment implementation from March 15 to July 11.
22. Iowa
Adults who cannot afford monthly accommodation costs: 24.2% (total: 356,236)
Tenants burdened by housing: 42.4% (fifth lowest)
Average income: $59,955 (25th highest)
Unemployment in June: 8% (18th lowest)
Iowans have largely escaped the worst economic consequences of COVID-19. Only 39% of Iowa adults live in a family that has suffered a loss of labor income sources since March 13, the second lowest percentage among states and well below 49.9% nationally.
Iowa owners have more housing chances than any other state. The median price of a home in Iowa is only 2.5 times the median household in the state of approximately $60,000, the lowest proportion of the 50 states. Tenants are also less likely to have difficulty paying house bills, as only 42.4% of rental sets are burdened by the housing cost, a percentage decrease than in the other 4 states. These situations will most likely help Iowans pay their monthly home bills on time.
21. Ohio
Adults who cannot afford the monthly cost of housing: 24.3% (total: 1.5 million)
Tenants burdened by housing: 44.4% (eleventh lowest)
Average income: $56,111 (18x lowest)
Unemployment in June: 10.9% (16th highest)
In Ohio, 24.3% of adults failed to meet their recent maximum housing pay or were convinced they could make the next one percentage point less than the national rate.
Ohio citizens are more willing to pay their home bills than those in almost every state. The average cost of housing is only 2.7 times the state’s average household income source; only two states have a rate of decline.
20. Pennsylvania
Adults who cannot afford monthly housing costs: 24.4% (total: 1.6 million)
Tenants burdened by housing costs: 48% (24 in importance)
Average income: $60,905 (highest 21)
Unemployment in June: 13% (ninth highest)
Half of all adults in Pennsylvania live in a family where a user has lost the source of employment income since March 13, just above the US rate of 49.9%. The state also reported the ninth highest unemployment rate in June, at 13%.
However, 24.4% of adults did not meet their recent maximum home payment, have little or no certainty that they will pay their next monthly payment or a maximum one percentage point decrease that the U.S. rate. Pennsylvania citizens pay more for their home than in the maximum states. The average price of government homes is 3.1 times higher than the average household income, well below the price-income ratio of 3.7 for the U.S. as a whole.
19th Connecticut
Adults who cannot per month accommodation costs: 25.3% (total: 504,996)
Tenants burdened by housing: 52.5% (sixth largest)
Average income: $76,348 (fifth highest)
Unemployment in June: 9.8% (21st highest)
In Connecticut, 25.3% of adults failed to pay their rent or loan in June or are convinced that they can meet this legal responsibility on time in July. This is precisely the overall U.S. rate.
More than one part of all adults in Connecticut, or 52.8%, live in a family where it has lost the source of employment income since the beginning of the pandemic, the seventh highest percentage of any state. As in many states, the source of income for tenants is much lower than that of landlords. Connecticut citizens who pay mortgages or home loans earn an average of $147,646, while tenants have an average source of income of $58,388. Connecticut has the sixth highest proportion of renters paying the cost of housing, at 52.5%.
18. California
Adults who cannot afford the monthly cost of housing: 25.9% (total: 5.7 million)
Tenants burdened by the cost of housing: 54.6% (the third largest)
Average income: $75,277 (sixth largest)
Unemployment in June: 14.9% (fifth highest)
In California, 25.9% of adults cannot afford rent during the COVID-19 pandemic, which largely corresponds to the national average. While overdue or overdue rental or loan bills are not as common in California as it is nationwide, housing for people with disabilities is less common in the state than nationally. Nearly 55% of California contractors are burdened by housing costs, meaning they spend 30% or more of their source of income on contracting, compared to just under a portion of all tenants in the country. In addition, the typical California home is worth 7.3 times the state’s average source of income. Nationally, the typical home is worth only 3.7 times the average source of annual household income.
17 Kentucky
Adults who cannot afford monthly accommodation costs: 26.3% (total: 548,852)
Tenants burdened by housing: 44.4% (eleventh lowest)
Average income: $50,247 (seventh lowest)
Unemployment in June: 4.3% (lowest)
To date, Kentucky’s labor market has withstood the COVID-19 pandemic relatively unharmed. The state unemployment rate of 4.3% in June is the lowest in the country. Despite large task losses in other states, 26.3% of adults, slightly more than average, have difficulty paying their rent or lending the pandemic.
Low incomes are probably the reason some state citizens are suffering to pay for their home on time. Across Kentucky, 8.4% of families earn less than $10,000 a year, one of the largest stocks in any state.
16. Hawaii
Adults who cannot afford monthly accommodation costs: 26.7% (total: 192,874)
Tenants burdened by the house: 52.9% (larger room)
Average income: $80,212 (third highest level)
Unemployment in June: 13.9% (eighth highest)
Nearly 27% of adults in Hawaii were unable to pay their monthly housing bills for the COVID-19 pandemic. Hawaii’s tourism-based economy has been affected by blocking measures. Unemployment in the state stands at 13.9%, well above the national rate of 11.1%.
Even before the pandemic and the resulting economic consequences, many Hawaiians struggled to find housing. Nearly 53% of state tenants spend at least 30% of their home income source, a higher burden than the other 3 states.
15 from Maryland
Adults who cannot afford monthly accommodation costs: 27.3% (total: 962,061)
Tenants burdened by housing costs: 49.8% (13th in importance)
Average income: $83,242 (highest)
Unemployment in June: 8% (18th lowest)
In Maryland, 27.3% of adults lost or will most likely soon lose a rent or loan payment during the COVID-19 pandemic, just over 25.3% of adults in the country who did so. Although incomes are best in Maryland, housing is also more expensive than average and, in part, housing is, on average, less affordable in the state than in the country at large.
Maryland had one of the strictest blockades of any state and a giant proportion of citizens were financially affected. Maryland is one of 15 states where more than a portion of all adults live in families who have noticed that their source of labor income has declined since mid-March.
14th New Jersey
Adults who cannot afford monthly housing expenses: 28.5% (total: 1.4 million)
Tenants burdened by housing costs: 50.9% (tenth largest)
Average income: $81,740 (second highest)
Unemployment in June: 16.6% (second highest)
New Jerseyns are more likely to have difficulty making monthly housing bills during the COVID-19 pandemic than Americans in other parts of the country. Although the state is one of the richest in the country, with an average household income source of about $82,000, the cost of housing is high. The average monthly rent in New Jersey is $420, more than in all the states of a dozen, and more than a portion of all New Jersey contractors are charged with the housing cost, spending at least 30% of their income source in month rent.
New Jersey’s labor market has also been hit hard in recent months. By June, 16.6% of the state’s workforce was unemployed, the highest unemployment rate of the time between states.
13 Nevada
Adults who cannot per month accommodation costs: 29.2% (total: 536,702)
Tenants burdened by housing: 51.1% (ninth in importance)
Average income: $58,646 (lowest 22)
Unemployment in June: 15% (fourth highest)
Nevada is one of thirteen states where more than 29% of adults will soon lose a rent or loan payment, or have already done so. The resulting blockades of the COVID-19 pandemic have affected Nevada’s economy, which relies heavily on tourism, especially strongly. Unemployment is 15% in the state, well above the national unemployment rate of 11.1%.
Housing prices are best for Nevada tenants in the first place. More than a portion of all tenants in the state are burdened by the housing cost, spending 30% or more of their housing income source.
12. New Mexico
Adults who cannot per month accommodation costs: 29.5% (total: 322,681)
Tenants burdened by housing: 49.4% (16th in importance)
Average income: $47,169 (fourth lowest)
Unemployment in June: 8.3% (19th lowest)
More than 320,000 adults in New Mexico, or 29.5% of the adult population, have not met the rent or loan bills, or are likely to lose the contract or payment of a loan that will soon be lost during the pandemic. As is the case in states where citizens have difficulty finding housing, incomes are sometimes low in New Mexico. The typical state family earns only $47,169 according to the year, well below the national average of $61,937. In addition, about one in 10 families in New Mexico live on less than $10,000 a year, the highest percentage of all states.
11. Texas
Adults who cannot afford monthly housing expenses: 29.8% (total: 4.2 million)
Tenants burdened by housing: 48.7% (ranked 19)
Average income: $60,629 (24x higher)
Unemployment in June: 8.6% (23rd lower)
Nearly 30% of adults in Texas are suffering from housing, either from lack of hiring or loan repayment, or for lack of one soon. A higher-than-normal percentage of staff in Texas have been affected by the pandemic, as the state is one of 15 where more than all adults live in families who have noticed that their source of income employment has declined since mid-March.
10. West Virginia
Adults who cannot per month accommodation costs: 30.2% (total: 235,930)
Tenants burdened by the house: 49.3% (17th higher)
Average income: $44,097 (lowest)
Unemployment in June: 10.4% (18th highest)
West Virginia is one of 10 states where more than 30% of adults have recently lost or will most likely soon lose their rent or loan payments. A typical West Virginia family earns only $44,097, the lowest average source of income in any state. West Virginia’s low source of income is likely to mean that a larger proportion of citizens are not financially prepared for an economic recession.
9. South Dakota
Adults who cannot per month accommodation costs: 30.3% (total: 121,552)
Tenants burdened by the cost of housing: 41% (second lowest)
Average income: $56,274 (19x lowest)
Unemployment in June: 7.2% (ninth lowest)
Housing is affordable in South Dakota. Only 41% of state renters are burdened by housing prices, spending 30% or more of their rental income source, and the typical state house is worth about 3 times the average state income source. Across the country, about a portion of all tenants have to pay the housing burden and the typical home is worth 3.7 times the average household income source.
Despite the relative accessibility of the state, a higher percentage than the average number of adults in the state is suffering to pay to house the pandemic. More than 120,000 people, or 30.3% of the adult population, have already lost or expect to lose the next monthly rent or loan payment, a higher percentage than in the other nine states.
8. Florida
Adults who cannot per month housing costs: 30.8% (total: 3.6 million)
Tenants burdened by housing: 56.5% (higher)
Average income: $55,462 (lowest 14)
Unemployment in June: 10.4% (18th highest)
Most of the states where citizens have trouble locating homes are in the South, and Florida is one of them. More than 3.6 million other people in the state, or 30.8% of the adult population, have already been lost or have little confidence in them to make the next hiring or loan payment.
Affordable housing rentals are rare in Florida. Approximately 56.5% of tenants in Florida have the burden of housing, meaning they spend 30% or more of their home income source, the largest percentage of all states.
Seventh Tennessee
Adults who cannot afford the monthly cost of housing: 31.3% (total: 1.1 million)
Tenants burdened by housing: 48.7% (ranked 19)
Average income: $52,375 (lowest tenth)
Unemployment in June: 9.7% (23th highest)
In Tennessee, 31.3% of adults cannot pay monthly rent or loan bills during the COVID-19 pandemic, a higher percentage than in other states at most. Low-income Americans would likely be less prepared for an economic recession, such as that caused by coronavirus. In Tennessee, the typical family earns $52,375, up to $10,000 less than the typical American family.
6. New York
Adults who cannot afford the monthly cost of housing: 32% (total: 3.3 million)
Tenants burdened by housing: 52% (seventh in importance)
Average income: $67,844 (the 14th largest)
Unemployment in June: 15.7% (third highest)
Nearly 8% of the 43.4 million Americans who did not meet the rent or loan payments, or who will likely lose one soon, the pandemic live in New York State. New York has more cases of COVID-19 consistent with a capita than any other state in the country, and efforts to curb the spread of the virus have had economic consequences. Unemployment is 15.7% in New York, well above the national unemployment rate of 11.1%.
Affordable housing is less common in New York than nationally. About 52% of the state’s tenants are burdened by housing costs, meaning they spend 30% or more of their rental income stream, compared to just under all tenants in the country. In addition, the typical New York home is worth 4.8 times the state’s average source of income. Nationally, the typical home is worth only 3.7 times the average source of annual household income.
5th Arkansas
Adults who cannot per month accommodation costs: 32.3% (total: 471,194)
Tenants burdened by housing: 45.8% (14th lower)
Average income: $47,062 (third lowest)
Unemployment in June: 8% (18th lowest)
Arkansas, one of the five states where the maximum number of families earns less than $48,000, is one of the poorest states in the country. Low-income Americans sometimes spend more of their source of income and, as a result, are less likely to peak so they can save and prepare for an economic recession. During the Curhire recession, a large proportion of Arkansas citizens struggled to pay their bills. Across the state, more than 470,000 people (32.3% of the adult population) cannot, or probably cannot, pay their rent or monthly loan, compared to 25.3% of adults nationwide.
4. Georgia
Adults who cannot afford monthly housing costs: 32.6% (total: 1.8 million)
Tenants burdened by housing costs: 49.7% (14th largest)
Average income: $58,756 (lowest 23)
Unemployment in June: 7.6% (14th lowest)
In Georgia, 32.6% of adults cannot pay monthly rent or loan bills during the COVID-19 pandemic, a higher percentage than in other states at most. Residents of Georgia are also less likely than the maximum Number of Americans to receive other must-have items, such as adding food. During the following week, 13.3% of adults in Georgia reported being in families where there was not enough to eat, compared to 10.8% of American adults nationwide.
3. Alabama
Adults who cannot per month accommodation costs: 33.6% (total: 831,363)
Tenants burdened by housing costs: 47.9% (25 largest)
Average income: $49,861 (sixth lowest)
Unemployment in June: 7.5% (eleventh lowest)
Alabama is one of the poorest states in the country. Of all the families in the state, 9.1% live on less than $10,000 a year. For the context, only 6.3% of the country’s families live so little. Widespread poverty in Alabama is a component of the explanation for why the state is one of only three nationwide where more than a third of adults have lost a monthly rent or loan payment, or probably will soon, because of the pandemic.
Despite the frequency of monetary difficulties in Alabama, state citizens are positive about their long economic term and the long term of American businesses in general. Alabama’s customer sentiment index stands at 99.7 points, that of any state and well above the national score of 87.4 points.
2. Louisiana
Adults who cannot afford monthly accommodation costs: 35.1% (total: 752,969)
Tenants burdened by housing: 55.8% (second highest)
Average income: $47,905 (fifth lowest)
Unemployment in June: 9.7% (23th highest)
Along with Alabama and Mississippi, Louisiana is one of only 3 states in the country where more than a third of adults have lost a recent rental or loan payment, or will likely do so soon, during the COVID-19 pandemic. The widespread inability for basic essentials extends beyond housing in Louisiana. Nearly 18% of the state’s adults are in families where there wasn’t enough at all times to eat last week.
Louisiana has one of the lowest average household sources of household income in any state, and partly housing, especially for tenants, can be a significant monetary burden. Statewide, 55.8% of tenants spend 30% or more of their annual housing income stream, compared to just under 50% for tenants nationwide.
1. Mississippi
Adults who cannot per month accommodation costs: 37.1% (total: 447,988)
Tenants burdened by housing: 50% (eleventh in importance)
Average income: $44,717 (second lowest)
Unemployment in June: 8.7% (25th lowest)
Low-income Americans would likely find it difficult to pay their monthly expenses at best, and during economic recessions, monetary deceptions can be exacerbated. In Mississippi, 10.6% of families live on less than $10,000 a year. Widespread poverty in the state is likely to help so many others struggle to meet fundamental desires during the pandemic.
Of all Mississippi adults, 37.1% have lost or most likely soon lose a monthly rent or loan payment, the highest figure in any state and well above the 25.3% rate nationwide.
Methodology
Using state-level knowledge of the U.S. Census Bureau’s Household Pulse Survey, 24/7 Wall St. met the states where most people lost their hires last month. States were ranked by the percentage of U.S. adults who answered “no” to the question “Did you pay the last month’s rent or loan on time?” or answered with “little confidence” or “lack of confidence” to the question: “To what extent are you convinced that your family will pay in time for your next rent or loan payment?” These questions are similar to an HPS survey conducted through the U.S. Census Bureau. From 2 to 7 July 2020.
Data on the average household income source, percentage of families earning $10,000 or less, average home price, and average monthly rent come from the U.S. Census Bureau’s 2018 American Community Survey. The percentage of tenants who spend 30% or more of their source of income on housing, which suffers from the burdens of house prices, also came from the AEC.
Seasonally adjusted unemployment in June comes from the U.S. Bureau of Labor Statistics.
24/7 Wall Street is a USA TODAY content spouse who provides monetary news and commentary. Its content is produced independently of USA TODAY.